401(k)

What You Need to Know About Your 401(k) and IRA in 2019

If you imagine your retirement nest egg as a house, then your 401(k) and IRAs are the tools you use to design, build, and remodel it. You want your house to last for years to come and to support your future. So, it’s important to get the most out of […]

What You Need to Know About Your 401(k) and IRA in 20192019-04-24T13:34:45-07:00

5 Tips to Cut Spending and Stretch Your Retirement Savings

Financial success in retirement comes down to making your money last. And, if you spend less of your money, it will last longer.

We’re not here today to tell you to drastically alter your lifestyle post-retirement so your money will last a few mor […]

5 Tips to Cut Spending and Stretch Your Retirement Savings2019-06-06T11:28:02-07:00

Rule of 55: How to Avoid Early Withdrawal Penalties on Your 401(k)

Lunch room hearsay will lead you to believe that you can’t touch your 401(k) assets without incurring an early withdrawal penalty until you are age 59 ½. This is true in most cases—however there is an important exception to th […]

Rule of 55: How to Avoid Early Withdrawal Penalties on Your 401(k)2018-06-06T13:52:22-07:00

How Can I Take an Early Withdrawal from My 401(k) Without Being Penalized?

Retirement FAQ

I am considering retiring early at age 55.  I have two 401(k) plans, one with my current employer and one with a former employer.  My understanding is that there is a provision that now allows people age 55 or older to withdr […]

How Can I Take an Early Withdrawal from My 401(k) Without Being Penalized?2018-06-06T11:45:14-07:00

How Does Dollar Cost Averaging Work? (And How to Use it to Your Advantage)

Retirement FAQ

Does dollar cost averaging really work to my advantage?

Answer

Dollar cost averaging will almost always work to your advantage.

Essentially, dollar cost averaging is the systematic purchase of shares of […]

How Does Dollar Cost Averaging Work? (And How to Use it to Your Advantage)2018-06-06T11:36:12-07:00