We have seen variable annuities offered with a great sales pitch: continued growth opportunities through market exposure coupled with some form of protection via an optional rider.  This sales presentation may satisfy our emotional needs to protec […]
Our society relies heavily on credit to make major purchases. Credit can even be used for smaller purchases. Even phone companies check your credit when you want to start phone service. Credit by itself is neither good nor bad […]
A lack of money is a significant cause of stress for the typical American household.
There are many factors that contribute to a lack of financial resources. The most basic cause is outspending your in […]
Energy prices are down in recent months due to a massive global over-supply. This has resulted in a number of benefits for consumers, including lower cost of gas at the pump, reduced home heating costs during the winter months […]
We were overwhelmed by the generosity of our clients during our 2015 Holiday toy drive. The toys, as well as our $5,000 contribution, went to Promises2Kids […]
It’s December! Before the New Year arrives, don’t forget to button up your financial life by checking off these important to-dos, where appropriate for your personal situation.
- Maximize your retirement account contributions (including ca […]
Recently, the President signed into law the Bipartisan Budget Act of 2015.
Of particular significance to retirees and those preparing for retirement is the section of the act dealing with the closure of perceived loopholes within Social Security r […]
It was cold. The sun hadn’t yet risen, and there I was standing outside the retail store watching the clock countdown to game time.
I was there with other shoppers hoping to get “the deal” we couldn’t […]
Medicare Supplemental Plans
Open enrollment for Medicare is from October 15th through December 7th. Check out the video below from Medicare Made Clear for a primer on Part D and prescription drugs. (Or click on thi […]
Original Medicare (aka Part A and Part B)
Open enrollment for Medicare is from October 15th through December 7th. Check out the video below from Medicare Made Clear for a primer on Part A and Part B. (Or click on t […]