Retirees are vulnerable to identity theft because they are in frequent contact with professionals and caregivers who have access to personal information.

There is no need for fancy-pants credit monitoring services. Under federal law, you are entitled to free annual credit reports by visiting: Rather than requesting a report from all three agencies at once, space them out. Each agency allows one report per calendar year.

The schedule we follow is:

  • April – Equifax
  • August – Transunion
  • December – Experian

The report will not give you a score, which is okay. You are simply checking the report for inaccuracies and fraudulent activity.

This information is provided for general information purposes only and is not intended to provide specific investment advice. The information in the articles should not be relied on for tax reporting, accounting, or valuation purposes. Past performance is not a guarantee of future performance. It is not possible to invest directly in an index.

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